Saving Money in the New Year

person holding coin

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OK, so I am not officially back blogging yet, but I did want to take a moment to announce that for the month of January and, stretching through February 3rd, I have lowered the price of my book, Frugal Seeds 501 Ways to Make, Save or Stretch a Dollar, in both print and ebook form.

This book shares many of the ways that my family of 6 used to pay off all of our medical and consumer debt and ways we continue to use as we work to pay off our mortgage.

The book can be viewed here and, as always can be read for FREE with KindleUnlimited.

I look forward to seeing everyone again in February!

living our best life possible – book give-away

pile of books

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( this is not a photo of the actual book )

 

In the spirit of Christmas and as a huge thank you to all of you who have blessed this little blog with such great comments in my “best life possible” series, I am giving away my copy of The Power of Illness To Change Your Life by Kavi Jezzie Hackaday who blogs here on WP at Live a Holistic Life

Although he does not blog often, when he does, his posts are full of wonderfully helpful health filled content.

I purchased Kavi’s book through Amazon, and I did not want to put it down, finishing it in two days.  This is a major feat for me as I am a very slow reader.  I found it easy to read and understand, with it being part autobiographical and part how he healed his autoimmune disease that he was told was incurrable.

Please leave a comment if you would like to have an opportunity to win my USED (very used) copy.  I am so very sorry, but this is only available for those in the US due to shipping costs.

The winner will be drawn December 10th, 2019 from names of those who leave a comment, by one of my children.  I will contact you immediately for your shipping address and the book will be shipped via USPS media mail.

Happy Learning!

 

 

~ wendi is the author of three books focusing on how to save money.  You can check them out here.  Thank you.

frugal seeds

 

 

person holding a green plant

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The title of my blog gives away the fact that I live with at least one chronic illness.  Now, I don’t want to brag, but I actually live with several, and as interesting as it sounds, it is not a whole lot of fun.  Unfortunately I am not the only one in my family who lives with such a burden.  Every person in my immediate family lives with at least one chronic illness.

As a result of all of our medical bills, we have learned to live on a tight budget.  Over the years I have had to learn to be frugal and about 6 months ago I decided to put some of  my frugal ways into a book,  Frugal Seeds: 501 Ways to Make, Save or Stretch a Dollar.  It is now available in both paperback and e-book on Amazon.  The entire book can be read for FREE with an Amazon Kindle Unlimited membership.

You will notice it is written under a pen name.  This has been done as I working on additional books and I am determined to keep the lives of my children private.  Thank you for understanding.

 

 

frugality, budgeting, minimalism and saving money

silver and gold coins

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There is a simple, no bells or whistles website, THE FRUGAL SOURCE,  that lists links to  publications, blogs and websites, all having to do with saving, investing, retirement, budgeting, minimalism, do-it-yourself and using money wisely.

In my attempt to stretch our budget a bit tighter, I have found many of these sites to be helpful.  May you find something that can bless you too.

I have written a book, under the pen name Charlie, Frugal Seeds 101 Ways to Make, Save or Stretch a Dollar.  I would be honored if you would take a moment to check it out.

free budgeting apps

money coins cash currency

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“A budget is telling your money where to go instead of wondering where it went.” — Dave Ramsey, financial radio host and best-selling author.

 

Everyone can benefit from budgeting his/her money, but having a chronic illness makes your financial life more complicated…….every dollar ( at least in my situation ) must be stretched in order to be able pay all the medical bills and their bill friends that come along for the ride!

Below are links to free budgeting apps, each a little different, so you should be able to find one that fits your specific needs.

 

mint

goodbudget

wally.me

everydollar

nerdwallet

pocketguard

dollarbird

honeyfi

claritymoney

fudget

spendee

expense-iq

“Beware of little expenses: a small leak can sink a great ship.” — Benjamin Franklin, one of the Founding Fathers, inventor, diplomat, and the author of The Way to Wealth

~ wendi, under the pen name Charlie, is the author of Frugal Seeds:  501 Ways to Make, Save, or Stretch a Dollar

free activities for adults

national museum of anthropology building

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Now that it is summer (and I am way late posting this), there are so many free activities taking place around the country.  Just in my small mid-west town we have a free concert series, library summer reading programs, free movies once a week and free lunches every weekday for anyone who is hungry.  So check out what is available in your location………you might be amazed how many free activities are available to you and your family and the free choices can be just as fun as the ones that cost money – without the guilt.

Below is a list of some free activities for adults:

 

Free admission into National Parks

https://www.nps.gov/planyourvisit/fee-free-parks.htm

 

Free admission into museums with Bank of America credit card or

https://about.bankofamerica.com/en-us/what-guides-us/arts-and-culture.html#fbid=WooO27LGd7d/hashlink=museums-on-us

 

Free classes for adults at home depot………yes, they offer free kid classes too

https://www.homedepot.com/workshops/#change_store

 

Free fishing days

https://www.takemefishing.org/how-to-fish/how-to-catch-fish/free-fishing-days-2018/

 

Geocaching

https://www.geocaching.com

 

Places you can volunteer

https://www.volunteermatch.org/

 

Free music app………..makes doing something not-so-fun, more fun with a personalized playlist

https://www.spotify.com/us/

 

Whole foods offers free classes in some locations

https://www.wholefoodsmarket.com/events

 

Some Williams Sonoma stores offer free classes

https://www.williams-sonoma.com/pages/store-events/store-events.html

 

I have written a book, Frugal Seeds 101 Ways to Make, Save or Stretch a Dollar.  I would be thankful if you would take a moment to check it out.  Thank you.

free eye glasses

books stack old antique

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I was informed of a website, ReSpectacle, that offers free eye glasses to those in need.  I spent some time browsing their site and it looks as if anyone is able to order glasses free of charge, even shipping is free if you are unable to pay.  Because no eye exam is done you would need to know your prescription and since the glasses are sent to you through the mail, there is no one to custom fit the glasses to your face.  This resource is designed for individuals that have no other way to receive eye wear.  Although this organization is based in the US, there is a link for those who live outside the county.

If you or someone you know is unable to pay for corrective eye wear, please pass this information along………thank you so very much!

stores with free download fridays

 

grocery cart with item

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When you are watching your pennies, or dollars if you are lucky, a freebie now and then is a nice blessing.  Below is a list of stores who provide free weekly downloads.  May you find something that can be a blessing to you!

 

Baker’s

City Market

Dillons

Food 4 Less

Foods Co

Fred Meyer

Fry’s

Gerbes

Jay C

King Soopers

Kmart

Kroger

Owen’s

Pay Less Supermarket

Quality Food Center

Ralphs

Smith’s

 

~ wendi, under the pen name Charlie, is the author of Frugal Seeds:  501 Ways to Save, Make or Stretch a Dollar

celebrate your day with freebies

 

purple and red balloons

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Here is a list of stuff you can get free on your birthday……….and in case you missed it, check out free food you can also receive on your big day!

 

Acme Comedy Company – free tickets

 

Alamo Drafthouse Cinema – free movie ticket

 

AMC – free gift

 

American Eagle – 15% off coupon

 

Anthropologie – birthday discount

 

Banana Republic – birthday gift (possible coupon)

 

Bare Minerals – free gift

 

Captain Dizzy – free car wash

 

Colombia – free birthday gift & welcome gift

 

Container Store – free birthday & anniversary gifts

 

CVS – special offer on birthday month

 

DSW – $5.00 off

 

Famous Footwear – $10 off

 

Fresh – free gift

 

Harkins Theater – free $5.00 for concessions

 

House of Comedy – free ticket

 

J Crew – 20% off & free shipping on your birthday

 

Kohl’s – free gift

 

Lancome – special gift

 

Office Depot – special birthday offer

 

Old Navy – free gift

 

Out of Africa – free park admission

 

Payless – special birthday offer

 

Redbox – one free night rental

 

Sephora – free gift

 

Ulta Beauty – free gift

 

World Market – free surprise

 

Happy celebrating!

 

~ wendi, pen name Charlie, is the author of Frugal Seeds: 501 Ways to Make, Save or Stretch a Dollar.