budget

Celebrate the true meaning of Christmas – On a Budget

/ simplywendi / 42 Comments
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Raising a family of 6 on a budget, I understand the stress that Christmas can create, a time when we feel the urge to overdo everything: gifts, parties, meals, and decorations. Of course, all of these activities and preparations cost money and can distract everyone from the real reason for the season.

Last year I wrote a book that lists many of the ways that I celebrated the holiday season as I raised my children on a tight budget –  Frugal Seeds 101 Ways to Celebrate the Holiday Season on a Budget.  The book can be read FREE with KindleUnlimited and is available on Amazon in e-book and  paperback.

I would be humbled if you would take a moment to check it out, thank you.

Saving Money in the New Year

/ simplywendi / 50 Comments

person holding coin

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OK, so I am not officially back blogging yet, but I did want to take a moment to announce that for the month of January and, stretching through February 3rd, I have lowered the price of my book, Frugal Seeds 501 Ways to Make, Save or Stretch a Dollar, in both print and ebook form.

This book shares many of the ways that my family of 6 used to pay off all of our medical and consumer debt and ways we continue to use as we work to pay off our mortgage.

The book can be viewed here and, as always can be read for FREE with KindleUnlimited.

I look forward to seeing everyone again in February!

Celebrating the Holy Days on a Budget

/ simplywendi / 52 Comments

advent advent wreath burn burnt

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“Creating the best memories requires no money.”

~ Charlie Lee Austin

 

It is that beautiful time of year again when we celebrate Advent, the time we prepare our hearts and minds for the birth of Jesus.

Raising a family of 6 on a budget, I understand the stress that Christmas can create, a time when we feel the need to overdo everything, gifts, parties, meals, decorations…….but all of this costs money and can distract from the real reason of the season.

I have written a book that lists many of the ways my family has celebrated the hoidays while living on a tight budget –  Frugal Seeds 101 Ways to Celebrate the Holiday Season on a Budget.  It can be read FREE with KindleUnlimited and is available on Amazon in e-book and  paperback.

I would be humbled if you would take a moment to check it out, thank you.

 

~ Wishing all of you a very blessed Advent Season.

 

nativity scene table decor

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Celebrating the True Meaning of Christmas on a budget

/ simplywendi / 71 Comments

close up of christmas decoration hanging on tree

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The Holidays, even if you budget for them, have a way of putting a strain on your wallet.  While my kids were younger,  I worked very hard to make sure they didn’t notice our limited budget by keeping Christmas a fun and active time while remaining focused on the true meaning of this holy season.

In my latest book, Frugal Seeds Christmas Edition: 101 Ways to Celebrate the Holidays on a Budget, I share many of the ways we celebrated the Christmas season while keeping our focus on the reason for the season.

I would be greatly humbled if you would take a moment to check it out.  It is now available on Amazon in paperback and e-book and can be read FREE on KindleUnlimited.  Thank you.

FrugalSeedsChristmasCover

 

“I will honour Christmas in my heart, and try to keep it all year.”

~ Charles Dickens, A Christmas Carol

 

 

 

 

 

 

 

 

 

summer fun with kids

/ simplywendi / 54 Comments

action beach boy child

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As many of you know I have written a book call Frugal Seeds  Summer Edition:  101 Ways to Enjoy Summer with Your Kids for Little Money.

This is can be read FREE at Amazon with KindleUnlimited or you can purchase the e-book for 99 cents.

From my family to yours……….wishing you a summer filled with blessed memories.

“Summer time is the best of what might be.” ~ Charles Bowden

 

summer edition

/ simplywendi / 52 Comments

macro photography of black sunglasses on sand

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I am excited to announce that we have another book available on Amazon, Frugal Seeds Summer Edition, 101 Ways to Enjoy Summer with Your Kids for Little Money.  This was a true labor of love as the ideas inside this e-book are how I have enjoyed summer with my kids through the years.

I would be humbled if you would check it out.  Free to read with KindleUnlimited and 99 cents to download.

frugal seeds

/ simplywendi / 71 Comments

 

 

person holding a green plant

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The title of my blog gives away the fact that I live with at least one chronic illness.  Now, I don’t want to brag, but I actually live with several, and as interesting as it sounds, it is not a whole lot of fun.  Unfortunately I am not the only one in my family who lives with such a burden.  Every person in my immediate family lives with at least one chronic illness.

As a result of all of our medical bills, we have learned to live on a tight budget.  Over the years I have had to learn to be frugal and about 6 months ago I decided to put some of  my frugal ways into a book,  Frugal Seeds: 501 Ways to Make, Save or Stretch a Dollar.  It is now available in both paperback and e-book on Amazon.  The entire book can be read for FREE with an Amazon Kindle Unlimited membership.

You will notice it is written under a pen name.  This has been done as I working on additional books and I am determined to keep the lives of my children private.  Thank you for understanding.

 

 

free budgeting apps

/ simplywendi / 45 Comments

money coins cash currency

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“A budget is telling your money where to go instead of wondering where it went.” — Dave Ramsey, financial radio host and best-selling author.

 

Everyone can benefit from budgeting his/her money, but having a chronic illness makes your financial life more complicated…….every dollar ( at least in my situation ) must be stretched in order to be able pay all the medical bills and their bill friends that come along for the ride!

Below are links to free budgeting apps, each a little different, so you should be able to find one that fits your specific needs.

 

mint

goodbudget

wally.me

everydollar

nerdwallet

pocketguard

dollarbird

honeyfi

claritymoney

fudget

spendee

expense-iq

“Beware of little expenses: a small leak can sink a great ship.” — Benjamin Franklin, one of the Founding Fathers, inventor, diplomat, and the author of The Way to Wealth

~ wendi, under the pen name Charlie, is the author of Frugal Seeds:  501 Ways to Make, Save, or Stretch a Dollar

free activities for adults

/ simplywendi / 37 Comments

national museum of anthropology building

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Now that it is summer (and I am way late posting this), there are so many free activities taking place around the country.  Just in my small mid-west town we have a free concert series, library summer reading programs, free movies once a week and free lunches every weekday for anyone who is hungry.  So check out what is available in your location………you might be amazed how many free activities are available to you and your family and the free choices can be just as fun as the ones that cost money – without the guilt.

Below is a list of some free activities for adults:

 

Free admission into National Parks

https://www.nps.gov/planyourvisit/fee-free-parks.htm

 

Free admission into museums with Bank of America credit card or

https://about.bankofamerica.com/en-us/what-guides-us/arts-and-culture.html#fbid=WooO27LGd7d/hashlink=museums-on-us

 

Free classes for adults at home depot………yes, they offer free kid classes too

https://www.homedepot.com/workshops/#change_store

 

Free fishing days

https://www.takemefishing.org/how-to-fish/how-to-catch-fish/free-fishing-days-2018/

 

Geocaching

https://www.geocaching.com

 

Places you can volunteer

https://www.volunteermatch.org/

 

Free music app………..makes doing something not-so-fun, more fun with a personalized playlist

https://www.spotify.com/us/

 

Whole foods offers free classes in some locations

https://www.wholefoodsmarket.com/events

 

Some Williams Sonoma stores offer free classes

https://www.williams-sonoma.com/pages/store-events/store-events.html

 

I have written a book, Frugal Seeds 101 Ways to Make, Save or Stretch a Dollar.  I would be thankful if you would take a moment to check it out.  Thank you.