summer fun with kids

action beach boy child

Photo by Guduru Ajay bhargav on Pexels.com

 

As many of you know I have written a book call Frugal Seeds  Summer Edition:  101 Ways to Enjoy Summer with Your Kids for Little Money.

This is can be read FREE at Amazon with KindleUnlimited or you can purchase the e-book for 99 cents.

From my family to yours……….wishing you a summer filled with blessed memories.

“Summer time is the best of what might be.” ~ Charles Bowden

 

Advertisements

encouraging frugality

pink and white ceramic pig coin bank

Photo by Pixabay on Pexels.com

 

If  you would like to be encouraged in your frugal endeavors and receive money saving tips, please follow us on Instagram @thefrugalsource

 

~ I am the author, under the pen name Charlie Lee Austin, of Frugal Seeds 501 Ways to Make, Save or Stretch a Dollar

frugal seeds

 

 

person holding a green plant

Photo by Akil Mazumder on Pexels.com

 

The title of my blog gives away the fact that I live with at least one chronic illness.  Now, I don’t want to brag, but I actually live with several, and as interesting as it sounds, it is not a whole lot of fun.  Unfortunately I am not the only one in my family who lives with such a burden.  Every person in my immediate family lives with at least one chronic illness.

As a result of all of our medical bills, we have learned to live on a tight budget.  Over the years I have had to learn to be frugal and about 6 months ago I decided to put some of  my frugal ways into a book,  Frugal Seeds: 501 Ways to Make, Save or Stretch a Dollar.  It is now available in both paperback and e-book on Amazon.  The entire book can be read for FREE with an Amazon Kindle Unlimited membership.

You will notice it is written under a pen name.  This has been done as I working on additional books and I am determined to keep the lives of my children private.  Thank you for understanding.

 

 

more of the good

appetizer avocado bread breakfast

Photo by Foodie Factor on Pexels.com

 

Like so many other people on this small planet, I take the beginning of a new year to set out goals that I hope to accomplish over the next year.  I have a lot of them, eat healthier, move my body more, spend more time in nature, save more money, pay down debt, read more books, spend more time with God and go on more dates with my husband.  As I was mulling over what it is I would like to accomplish this year, I realized that I really just need to spend more time doing the good stuff and less time doing the bad stuff.  Yep, that about sums it up!

Wishing all of you a very blessed New Year!  May you reach your goals………

 

 

 

~ wendi, under the pen name Charlie, is the author of Frugal Seeds: 501 Ways to Make, Save, or Stretch a Dollar

frugality, budgeting, minimalism and saving money

silver and gold coins

Photo by Pixabay on Pexels.com

 

There is a simple, no bells or whistles website, THE FRUGAL SOURCE,  that lists links to  publications, blogs and websites, all having to do with saving, investing, retirement, budgeting, minimalism, do-it-yourself and using money wisely.

In my attempt to stretch our budget a bit tighter, I have found many of these sites to be helpful.  May you find something that can bless you too.

I have written a book, under the pen name Charlie, Frugal Seeds 101 Ways to Make, Save or Stretch a Dollar.  I would be honored if you would take a moment to check it out.

free budgeting apps

money coins cash currency

Photo by Pixabay on Pexels.com

 

“A budget is telling your money where to go instead of wondering where it went.” — Dave Ramsey, financial radio host and best-selling author.

 

Everyone can benefit from budgeting his/her money, but having a chronic illness makes your financial life more complicated…….every dollar ( at least in my situation ) must be stretched in order to be able pay all the medical bills and their bill friends that come along for the ride!

Below are links to free budgeting apps, each a little different, so you should be able to find one that fits your specific needs.

 

mint

goodbudget

wally.me

everydollar

nerdwallet

pocketguard

dollarbird

honeyfi

claritymoney

fudget

spendee

expense-iq

“Beware of little expenses: a small leak can sink a great ship.” — Benjamin Franklin, one of the Founding Fathers, inventor, diplomat, and the author of The Way to Wealth

~ wendi, under the pen name Charlie, is the author of Frugal Seeds:  501 Ways to Make, Save, or Stretch a Dollar

stores with free download fridays

 

grocery cart with item

Photo by Oleg Magni on Pexels.com

When you are watching your pennies, or dollars if you are lucky, a freebie now and then is a nice blessing.  Below is a list of stores who provide free weekly downloads.  May you find something that can be a blessing to you!

 

Baker’s

City Market

Dillons

Food 4 Less

Foods Co

Fred Meyer

Fry’s

Gerbes

Jay C

King Soopers

Kmart

Kroger

Owen’s

Pay Less Supermarket

Quality Food Center

Ralphs

Smith’s

 

~ wendi, under the pen name Charlie, is the author of Frugal Seeds:  501 Ways to Save, Make or Stretch a Dollar

resources available from a small town library

 

bookcase books bookshelves hallway

Photo by Pixabay on Pexels.com

 

Here is a list of FREE things currently available from my Midwest small town library.  I have wanted to do a post on all the free stuff that is available to you at your local library as I believe it is an underutilized community resource, especially for those of us living on a limited budget.  Although I knew my small library had a lot to offer, doing research for this blog, I discovered even more resources……….so I encourage you to check out what your local library has to offer you!

FREE resources:

Museum passes

Books

DVDs

CDs

Audiobooks

Magazines

Newspapers

Free rooms that you can reserve for studying or meetings (has computer, white board, and markers)

WiFi

Charging stations for electronics

Links to two local newspapers through their website

E-books

Hoopla – movie, documentaries, TV shows, audiobooks, comic books and ebooks

Play-a-ways

Xbox & Wii games

Portable internet tablets that can checked out and used inside library

Faxing

Notary Public

Cynoculars – can be checked out for home use

Portable recharger – can be checked out for home use

WiFi hotspot – to check out for home use

Computer Lab

Monthly book club – adults

Monthly book club – homeschool grade school

Needle art group

Knitting group

Crocheting group

Ukulele classes

Paws to read – kids read to therapy dogs to increase reading skills

Story time for babies

Story time for toddlers

Saturday  crafternoons  – drop in crafts for school aged kids

Weekly teen classes

OverDrive – audiobook and book downloads

My  library rewards – receive points for checking out items and earn free food, classes and museum passes from the surrounding communities

RB digital – free e-magazines

Tumble book of the day – animated audio kids’ books

eSebco database – digital nonfiction childrens’ books

MyON books – digital childrens’ books

Exam proctoring

Genealogy room – Librarian to assist with your research needs

Childrens’ area – w/books, tables, computers and lego play area

Teen area – booths, tables, books, board games, coloring sheets

Inter-library loans

Bookmarks

Community events information

Paper recycling

Please take some time to see what your library has to offer you……..

~ wendi, under the pen name Charlie, is the author of The Frugal Seeds: 501 Ways to Save, Stretch or Make a Dollar.

 

 

 

Until next time….

Do you have unclaimed money waiting for you?

dollar-currency-money-us-dollar-47344.jpeg

Photo by Pixabay on Pexels.com

 

Below is a website that will allow you to search for unclaimed property/money from various sources.  Although I haven’t found any extra cash for myself, I did find some for my mother and grandmother.

Here is to hoping that you will be able to find some lost cash for yourself, enough to pay off a medical bill AND go buy yourself something nice…………like new, comfy PJs!

https://www.usa.gov/unclaimed-money

 

Until next time…………happy and fruitful hunting!

Free Reading Sites

books stack old antique

Photo by Pixabay on Pexels.com

 

Those of us who are chronically ill tend to spend our free time participating in less physical activities such as reading.  Since most of us are on a budget due to those endless medical bills, I have done my best to compile a list of websites that offers free reading material.  It is my hope that this list will be beneficial to even the biggest bibliophile.  Happy exploring!

 

https://www.goodreads.com/shelf/show/free-online

http://en.childrenslibrary.org/

http://rivetedlit.com/

http://www.readprint.com/

http://www.gutenberg.org/wiki/Main_Page

https://www.wattpad.com/

https://www.fanfiction.net/

https://www.bookrix.com/books.html

http://www.read.gov/books/

https://en.wikisource.org/wiki/Main_Page

http://www.openculture.com/free_ebooks

http://manybooks.net/

http://www.online-literature.com/author_index.php

http://freecomputerbooks.com/

https://librivox.org/

http://www.authorama.com/

https://archive.org/details/texts

https://www.questia.com/library/free-books

https://en.wikibooks.org/wiki/Main_Page

http://www.bibliomania.com/

https://openlibrary.org/

http://www.sacred-texts.com/

https://www.free-ebooks.net/

http://digital.library.upenn.edu/books/

https://www.smashwords.com/books/category/1/newest/0/free/any

https://mises.org/wire/ten-books-read-free

https://fee.org/books

wendi, under the pen name Charlie, is the author of Frugal Seeds: 101 Ways to Make, Save or Stretch a Dollar.  I would appreciate you taking a moment to check it out.  Thank you.