a resource to help you save money

silver and gold coins

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There is a simple, no bells or whistles website, THE FRUGAL SOURCE,  that lists links to  publications, blogs and websites, all having to do with saving, investing, retirement, budgeting, minimalism, do-it-yourself and using money wisely.

In my attempt to stretch the budget even tighter, I have found many of these sites to be helpful.  May you find something that can bless you too.

 

free budgeting apps

money coins cash currency

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“A budget is telling your money where to go instead of wondering where it went.” — Dave Ramsey, financial radio host and best-selling author

 

Everyone can benefit from budgeting his/her money, but having a chronic illness makes your financial life more complicated…….every dollar ( at least in my situation ) must be stretched in order to be able pay all the medical bills and their friends that come along for the ride!

Below are links to free budgeting apps, each a little different so you may be able to find one that fits your needs.  If you know of anymore I would love to add them to the list, thank you.

 

mint

goodbudget

wally.me

everydollar

nerdwallet

pocketguard

dollarbird

honeyfi

claritymoney

fudget

spendee

expense-iq

“Beware of little expenses: a small leak can sink a great ship.” — Benjamin Franklin, one of the Founding Fathers, inventor, diplomat, and the author of The Way to Wealth

some free activities for adults

national museum of anthropology building

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Now that it is summer (and I am way late posting this), there are so many free activities taking place around the country.  Just in my small mid-west town we have a free concert series, library summer reading programs, free movies once a week and free lunches every weekday for anyone who is hungry.  So check out what is available in your location………you might be amazed how many free activities are available to you and your family and the free choices can be just as fun as the ones that cost money – without the guilt.

Below is a list of some free activities for adults:

 

Free admission into National Parks

https://www.nps.gov/planyourvisit/fee-free-parks.htm

 

Free admission into museums with Bank of America credit card or

https://about.bankofamerica.com/en-us/what-guides-us/arts-and-culture.html#fbid=WooO27LGd7d/hashlink=museums-on-us

 

Free classes for adults at home depot………yes, they offer free kid classes too

https://www.homedepot.com/workshops/#change_store

 

Free fishing days

https://www.takemefishing.org/how-to-fish/how-to-catch-fish/free-fishing-days-2018/

 

Geocaching

https://www.geocaching.com

 

Places you can volunteer

https://www.volunteermatch.org/

 

Free music app………..makes doing something not-so-fun, more fun with a personalized playlist

https://www.spotify.com/us/

 

Whole foods offers free classes in some locations

https://www.wholefoodsmarket.com/events

 

Some Williams Sonoma stores offer free classes

https://www.williams-sonoma.com/pages/store-events/store-events.html

stores with free download fridays

 

grocery cart with item

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When you are watching your pennies, or dollars if you are lucky, a freebie now and then is a nice blessing.  Below is a list of stores who provide free weekly downloads.  May you find something that can be a blessing to you!

 

Baker’s

City Market

Dillons

Food 4 Less

Foods Co

Fred Meyer

Fry’s

Gerbes

Jay C

King Soopers

Kmart

Kroger

Owen’s

Pay Less Supermarket

Quality Food Center

Ralphs

Smith’s

 

 

birthday freebies

 

purple and red balloons

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Here is a list of stuff you can get free on your birthday……….and in case you missed it, check out free food you can also receive on your big day!

 

Acme Comedy Company – free tickets

 

Alamo Drafthouse Cinema – free movie ticket

 

AMC – free gift

 

American Eagle – 15% off coupon

 

Anthropologie – birthday discount

 

Banana Republic – birthday gift (possible coupon)

 

Bare Minerals – free gift

 

Captain Dizzy – free car wash

 

Colombia – free birthday gift & welcome gift

 

Container Store – free birthday & anniversary gifts

 

CVS – special offer on birthday month

 

DSW – $5.00 off

 

Famous Footwear – $10 off

 

Fresh – free gift

 

Harkins Theater – free $5.00 for concessions

 

House of Comedy – free ticket

 

J Crew – 20% off & free shipping on your birthday

 

Kohl’s – free gift

 

Lancome – special gift

 

Office Depot – special birthday offer

 

Old Navy – free gift

 

Out of Africa – free park admission

 

Payless – special birthday offer

 

Redbox – one free night rental

 

Sephora – free gift

 

Ulta Beauty – free gift

 

World Market – free surprise

 

Happy celebrating!

resources available to you from a small town library

bookcase books bookshelves hallway

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Here is a list of FREE things currently available from my mid-west small town library.  I have wanted to do a post on all the free stuff that is available to you at your local library as I believe it is an underutilized community resource, especially for those of us living on a limited budget.  Although I knew my small library had a lot to offer, doing research for this blog, I discovered even more resources……….so I encourage you to check out what your local library has to offer you!

FREE resources:

Museum passes

Books

DVDs

CDs

Audiobooks

Magazines

Newspapers

Free rooms that you can reserve for studying or meetings (has computer, white board, and markers)

WiFi

Charging stations for electronics

Links to two local newspapers through website

E-books

Hoopla – movie, documentaries, tv shows, audiobooks, comic books and ebooks

Play-a-ways

Xbox & Wii game

Portable internet tablets to be used inside library

Faxing

Notary Public

Cynoculars – can be checked out

Portable recharger – can be checked out

WiFi hotspot – check out

Computer Lab

Monthly book club – adults

Monthly book club – homeschool grade school

Needle art group

Knitting group

Crocheting group

Ukulele classes

Paws to read – kids read to therapy dogs to increase reading skills

Storytime for babies

Storytime for toddlers

Saturday  crafternoons  – drop in crafts for school aged kids

Weekly teen classes

OverDrive – audiobook and book downloads

My  library rewards – receive points for checking out items and earn free food, classes and museum passes from the surrounding communities

RB digital – free e-magazines

Tumble book of the day – animated audio kids’ books

eSebco database – digital nonfiction childrens’ books

MyON books – digital childrens’books

Exam proctoring

Genealogy room – Librarian to assist with your research needs

Childrens’ area – w/books, tables, computers and lego play area

Teen area – booths, tables, books, board game

Inter-library loans

Bookmarks

Community events information

Paper recycling

 

 

Until next time….

Do you have unclaimed money waiting for you?

dollar-currency-money-us-dollar-47344.jpeg

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Below is a website that will allow you to search for unclaimed property/money from various sources.  Although I haven’t found any extra cash for myself, I did find some for my mother and grandmother.

Here is to hoping that you will be able to find some lost cash for yourself, enough to pay off a medical bill AND go buy yourself something nice…………like new, comfy PJs!

https://www.usa.gov/unclaimed-money

 

Until next time…………happy and fruitful hunting!