living our best life – money

/ simplywendi
photography of one us dollar banknotes

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Hey everyone, it is so good to see today!  I sure do appreciate you taking time to visit.  

As the old saying goes that there are only two guarantees in life, death and taxes.  Money is something that we must have in order to live in the world at this moment in time.  Life is expensive, especially for those of us who live with chronic illness so my question for all of you wonderful people is,  “What is one way that has helps you balance all of your financial demands?”

Thank you so very much for stopping by and taking time to comment.  I feel blessed to be able to share and learn from all of you.

~ wendi is an author of 3 books about saving money and can be found here.

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68 thoughts on “living our best life – money”

  3. You’re so right that we do need enough money to live, if not good than a reasonable life. I feel that if I don’t give in to the temptation of buying extra things, I keep my budget under control. This pandemic has taught me not to just buy things because I like them. Because we really don’t need all the stuff that we buy.

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  4. My parents lived through the Second World War and the Great depression of the 1930s. They raised nine children and taught us to be frugal and careful with money. “take care of your pennies and your dollars will look after themselves” kind of thing. With hubby’s health being what it is we live fairly quiet and simple lives. That helps.

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  5. For myself I figure in rent and bills. Insurance for car. After that I allow myself three expenses extra on payday: buying coins/jewels in the games I play online to use in a pinch. The rest I am trying to save. However I still need to get to the rest part. I am terrible for wanting to pick up something easy to eat as opposed to cooking one of the gazillion meals I have at home. So that is one thing that I am working very hard to avoid doing. Though it is difficult working in a grocery store lol 🙂

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    • yes! it is very difficult isn’t it!? self-discipline is such an important key to staying on budget and you have to learn (at least in my household) to say no, a lot. In fact, my when my kids were little they called their dad captain no! 🙂 Thank you so very much Renee for stopping by…….I appreciate you very much!

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  9. Just realising that a lot of what my money was used on really wasn’t needed dear lady. I brought into my life understanding of who and what I am, and so much of what I spent was around that ‘need’ to fulfill something that just wasn’t wrapped in a dollar note…it was inside me. I don’t mean that disparagingly but it takes a lifetime to find that ‘self worth’ and begin to live a real life, not that artificial one.
    And no, it isn’t an easy journey…but a very heartfelt, loving one that in the end will set us free ❤️ 🙏🏽 🦋

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    • This is such a beautiful response Mark, thank you!………and I do agree with you on all counts. I live a very frugal lifestyle but with 4 kiddos and college tuition, there just doesn’t seem to be enough to go around…………too many pockets need to be filled……… 🙂 🙂 🙂 🙂

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  11. As always, I derive so much from reading your posts and responses. Thank you.
    In our house:
    1. Realizing that money and all the other resources we “have” all belong to God; we are His stewards. We pray to use His resources wisely, to bring Him honor.
    2. Part of being good stewards is never going into debt.
    3. God always meets our needs. We may have different ideas of what we view as needs, but God is faithful, and provides according to His perspective.

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    • Thank you so much Kathy for your kind words and for taking time to stop by and comment. Yes! We also pray over our finances as we want to do God’s will with His money. We agree about debt and have work YEARS getting out of all of our debt, mainly medical debt. We are now working on our last debt, our mortgage and this is going to take a very long time. I love that you have no debt, the feeling must be AMAZING and look forward to experiencing it sooner rather than later! Thanks again Kathy, I sure do appreciate your kindness and thoughts and you.

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  12. I am not an extravagant person, Wendi, and for our income level, my husband and I live low-key lives. I agree though that getting out of this hamster ball we call work is not easy in today’s society. Everything is so expensive you just can’t live without a double income and that brings its own set of problems with the children.

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  14. I was taught that there is never enough. Money or things. We grew up will no frills and only what my mother could make is what we wore. She didn’t make shoes so I have problems with my feet from wearing shoes too small for too long. I decided that wasn’t the answer. Someone told me one day that you can’t out give God. Now, I’m not a religious person, but one of great faith in that infinite intelligence that we give a name to so I learned to trust. I started giving things away and sure enough, my needs were still met in unusual ways. My last husband was cheap and tight. I taught him and showed him how it works. He finally saw it and started being more generous with others. I was supposed to get my pension cut off after my last husband died since we had divorced. It’s still coming in which helps augment my SS. I needed a new carport roof, my daughter decided she could save money and help me by paying me rent instead of her landlord. I was running a little close to the wire this month after all the expenses from Sept company and evacuation and several extra expenses. My SS check showed up 3 days early!!! It’s never happened before. I’m still giving away as I swear stuff is jumping out of the closets saying let me go. 😉 I have several pairs of almost new shoes that have been in there for YEARS. They are going next. Somehow, the Source of all good makes sure all my needs are met and leaves me enough for a new book or two. I gave away a quilt last week. I grew up hungry and that was the case through my first marriage. I don’t miss any meals now unless it’s intentional. I think it’s a mindset. I’m always extra generous with people who serve in any capacity. It always comes back 10 fold. Not good business sense but seems to be working for me. 🙂

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  16. Thank you for sharing!!… yes, money may help to grease the wheel, but money cannot buy happiness… “It is not easy to find happiness within ourselves, and it is not possible to find it elsewhere.” (Agnes Repplier)… 🙂

    Hope all is well in your part of the universe and until we meet again..

    May flowers always line your path
    and sunshine light your way,
    May songbirds serenade your
    every step along the way,
    May a rainbow run beside you
    in a sky that’s always blue,
    And may happiness fill your heart
    each day your whole life through.
    May the sun shine all day long
    Everything go right, nothing go wrong
    May those you love bring love back to you
    And may all the wishes you wish come true
    (Irish Saying)

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    • You are absolutely right Dutch! Money makes life easier but it sure cannot buy happiness………and I LOVE the quote you shared about happiness……..100 % truth! Thank you so very much for stopping by, I always appreciate your insight! Many blessings to you…….

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  17. Hard question since hubby is the one who works and does the budget. I’m in on that part, but he’s better at it.
    I’m big on believing the Reduce, and Reuse part before Recycling, so that saves a lot. I live to find new uses for things that have served their purpose.
    We try to buy used things, they are usually less expensive, and I’m reusing it😊.
    I’m not supposed to say much about it, but I got a real deal from Amazon.
    I was asked to be a reviewer for them
    So I get to pick from thousands of items to review. I haven’t needed to buy much since I got this gig. And all my Christmas shopping will be done there.
    It makes me feel like I’m accomplishing something. Adding to the household.
    I get to keep anything I review. I do give very honest reviews.
    I got this because many people found my reviews helpful in the past.
    I’m pretty proud of it.

    Oh, I do try to buy most of my clothes used. That’s a big expense cut way down. I do get some clothes through my gig.

    Hope your day is beautiful.

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    • You are a woman after my own heart Wendy! It sounds as if you live your life very similar to mine……it does help so much to try to repurpose and buy used. I don’t think we could make it if we didn’t do these things.
      I LOVE that you are a professional reviewer! How cool is that!?
      Thank you so very much for taking time to stop by and comment………I really appreciate it, especially because I know you don’t feel well at all…….it makes it even more special!

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  18. It’s a tough one and I don’t think there is a one fits all. I’m lucky to manage my chronic illness with natural remedies at this time, but I do know how quick that can change and go the other way again. Sending blessings and love your way. 💙

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  19. I used to be very terrible with money. I used to be in so much trouble with money that “Oh Oh” were my middle initials. In 2001 I gave my life over to the Lord and he has been directing me concerning money ever since. I don’t worry about it anymore. Somehow my bills get paid, I live within my means, I invest, I save. I haven’t bounced a check or been overdrawn in almost twenty years! Praise God. That’s about all I can say on the subject.

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