May money audit, or, just write it all down.

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Money………..there is never enough, especially when you have sooooo sooooo many medical bills.  I have had to live frugally for years now due to medical treatments and tests, medicine, supplements, special foods……….you know the drill.  One more illness, more crap to pay for.  It gets frustrating and sometimes downright scary as there can be not enough money left for the month.

One way I make sure I am spending money as carefully and wisely as possible is by keeping track of every penny that is spent in a specific month.  I always do a money audit in January and I decided to do one again for the month of May.

It is really simple but it takes commitment………..you must write down Every Single Thing you spend any money on ALL MONTH long.  If you throw a nickel into the wishing well, write it down.  Lose a dime through the drive-thru, write it down.  Send a check to your niece for her birthday, write it down.  All bills, yep, you guessed it, write it down.  Every, single, piece of money that leaves your money pool needs to be written down.  I have a notebook that is dedicated for this purpose only, allowing me to go back and compare previous spending habits and bills.

Although I consider myself frugal by default, (because I would much rather not have to be!) participating in a monthly study of our spending has shown me ways that I may be able to cut back even more.  My spending flaws tend to stand out at me when I have to write down $2.25 for the pictures I HAD to have at the Dollar Tree.

If you are also living a life on a budget I encourage you to take a month to take inventory of your expenses.  The process of writing things down seems to make them more real, more noticeable.  You just may find that you can save an extra 10-20 bucks a month and put it aside to go do something fun………..like get your hair done professionally, instead of your spouse cutting your hair with household scissors in the kitchen…..O.K.  maybe that is just me!?

Until next time…………..YOU are a superhero and I am pretty sure superheros have their hair cut by a professional?

2 thoughts on “May money audit, or, just write it all down.

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